I love this casual, warm, and not to mention cute fall look! Well, it is at least warm enough for Arizona :) Cardigans, leggings, and boots are my go to outfits in the fall, probably along with every other girl. I am obsessed with neutrals, and tan and black is probably my favorite combo. Together they are simple, but yet so chic. I just kept it simple by adding a long necklace (Charlotte Russe) and layering a white thermal underneath a wool cardigan, which I found at Ross last year for only about $10. Then I gave the outfit a bit of an edge with these mesh and leather inset leggings (Charlotte Russe $7, after coupon) and these ankle buckle strap booties (Charlotte Russe).